Cross-Border Payments for Modern Businesses
Instant internal settlement, with stablecoins used for deposits and withdrawals.
Request AccessReal-time settlement • Self-custody withdrawals • 1:1 backed balances
See Ephemera in Action
See how businesses streamline global payments using Ephemera's real-time settlement platform.
The Ephemera Network
A real-time settlement platform designed for modern business payments.
Global Payroll
Pay employees and contractors through real-time settlement with transparent, exportable payment records.
Internal Settlement
Move funds instantly between participants without waiting for blockchain confirmation on every payment.
Accounting Records
Generate exportable receipts and accounting-ready payment records automatically.
Self-Custody Withdrawals
Funds remain available for recipients to withdraw directly to their own wallet whenever needed.
Built For Teams That Move Money Globally
Whether you're paying employees, suppliers, contractors, or partners, Ephemera simplifies cross-border payment operations with instant internal settlement and self-custody withdrawals.
Global Teams
Pay employees and contractors across borders without waiting on traditional banking networks.
Digital Businesses
Run payroll, supplier payments, and operational spending through one unified platform.
Global Agencies
Manage recurring client payments, contractor payouts, and international operations with accounting-ready records.
Treasury Operations
Move funds between teams, entities, and partners while maintaining complete visibility and reconciliation.
How Payments Flow Through Ephemera
Deposit supported stablecoins once, settle payments instantly within Ephemera, and let recipients withdraw whenever they're ready. Every payment includes accounting-ready records.
Global Payroll
Pay employees and contractors through Ephemera's internal settlement network using supported stablecoin balances.
Deposit Funds
Fund your Ephemera account using supported stablecoins.
Upload Your Team
Add employees or contractors manually or via CSV upload.
Run Payroll
Send payments instantly through Ephemera’s internal ledger.
Withdraw Anytime
Recipients withdraw directly to their wallet with self-custody.
Export Records
Generate accounting-ready payment records and receipts.
Business Payments
Send payments between businesses through Ephemera's internal settlement network. Supported stablecoins are used for funding and withdrawals.
Deposit Funds
Fund your account using supported stablecoins.
Select Recipient
Obtain the recipient company’s Ephemera Public ID. It's encouraged to add these on invoices.
Navigate to B2B Payments
Enter the recipient ID, payment amount, and optional invoice reference.
Send Payment
Transfer funds instantly through Ephemera’s internal settlement system.
Export Receipts
Generate exportable payment receipts and accounting-ready records.
Live on Base
Ephemera currently supports USDC payments on Base with ETH on Base used for gas fees.
Treasury deposits, payroll, contractor payouts, and B2B payments are currently processed using USDC on Base.
Recipients withdraw directly to self-custody wallets.
Frequently Asked Questions
Learn more about how Ephemera handles crypto payroll, business payments, and internal settlement operations.
What is Ephemera?
Ephemera is a crypto payroll and business payments platform built for companies operating natively in stablecoins and digital assets.
How does crypto payroll work?
Companies deposit funds once, upload employees or contractors, and run payroll internally through Ephemera’s settlement infrastructure.
Can recipients withdraw to their own wallet?
Yes. Recipients maintain self-custody and can withdraw funds directly to their wallet whenever needed.
Does Ephemera support contractor and vendor payments?
Yes. Businesses can send payroll, contractor payments, and B2B transfers through the platform.
Are payment records exportable?
Yes. Ephemera generates accounting-ready payment records and exportable transaction receipts.
Does Ephemera reduce on-chain transactions?
Yes. Internal settlement workflows reduce unnecessary on-chain payment overhead while maintaining operational transparency.